Going Beyond No Texting and Driving: Huron, South Dakota

By: Jeffrey LapinCities and states have or are considering laws beyond just no … http://bit.ly/XPFo9o

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Going Beyond No Texting and Driving: Huron, South Dakota

By: Jeffrey LapinCities and states have or are considering laws beyond just no texting and driving. One city, Huro … http://bit.ly/XPFo9o

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AMEX Changing the Rules: Arbitration Instead of Court

By: Jeffrey LapinAt least since October 2012, American Express (“AMEX”) has changed its Cardmember Agreement to pe … http://bit.ly/XYJqOT

via Blogger http://lapinlawoffices.blogspot.com/2013/01/amex-changing-rules-arbitration-instead.html

AMEX Changing the Rules: Arbitration Instead of Court

By: Jeffrey LapinAt least since October 2012, American Express (AMEX) has chang … http://bit.ly/XYJqOT

The 10 Big Reasons to Call Lapin Law Offices

By: Jeffrey LapinIf you have been injured, abused or harassed here are 10 rea … http://bit.ly/WCGJ40

The 10 Big Reasons to Call Lapin Law Offices

By: Jeffrey LapinIf you have been injured, abused or harassed here are 10 reasons why you should call Lapin Law … http://bit.ly/WCGJ40

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Law, News and Information – January 18, 2013

By: +Jeffrey Lapin

Law, legal information, news and other information for the week ending January 18, 2013 (click on the link below for the full story/ article):

Ø A Lawyer’s Amazingly Detailed Analysis of Bilbo’s Contract in The Hobbit  

(By: James Daily, via Wired)

First, it seems fairly clear (to me, anyway) that Tolkien wrote the Shire (where hobbits live) as a close analog to pastoral England, with its similar legal and political structures. For example, the Shire has a mayor and sheriffs, and there is a system of inheritance similar to the common law. The common law fundamentals of contract law have not changed significantly since the time that the Shire is meant to evoke, so it makes sense that the contract would be broadly similar to a modern contract (and likewise that we could apply modern contract law to it) . . . 
While he was already facing charges of operating a motor vehicle without a license, a Watertown man got himself into even deeper trouble when he allegedly tried to pay his court fees with counterfeit bills, police said . . .

Ø NHTSA Announces More Than 17.8 Million Products Recalled in 2012 

(Via: National Highway Traffic Safety Administration (NHTSA))

The U.S. Department of Transportation’s National Highway Traffic Safety Administration (NHTSA) today announced that manufacturers filed more than 650 safety recalls, affecting over 17.8 million vehicles, child seats and vehicle equipment, during calendar year 2012. The nation’s top auto regulatory agency played a significant role by itself influencing the recall of more than 9 million vehicles and 60,000 items of vehicle equipment, including tires and child safety seats, in 2012 . . . 
  1. You can delete your tweets, but they’re not going away
  2. The story continues, and anyone can participate
  3. Be careful with online relationships
  4. Deadspin’s Triumph
  5. And, of course, a meme

Ø New rules, fewer runarounds for mortgage borrowers

(Via: Consumer Financial Protection Bureau (CFPB))

The CFPB’s two new rules, which become effective January 10, 2014, regarding mortgages, which apply to mortgage servicers to help protect consumers:

  • Periodic billing statements.
  • Interest-rate adjustment notices for ARMs.
  • Prompt payment crediting and payoff statements. 
  • Force-placed insurance.
  • Error resolution and information requests.
  • General servicing policies, procedures, and requirements.
  • Early intervention with delinquent borrowers. 
  • Continuity of contact with delinquent borrowers.
  • Loss mitigation procedures

A detailed summary of the rules: CFPB’s Detailed summary of the rules

Ø Arkansas mom dies after 911 call not entered into system, son in critical condition 

(Via: Fox News)

An Arkansas 911 operator did not enter a call into a computer system that would have notified police and fire dispatchers of a mother and son trapped inside a vehicle in a pond, authorities said Wednesday. The woman died hours later, and her 5-year-old son was in critical condition Wednesday, police said. . . . 

Toyota Motor Corp. has settled what was to be the first in a group of hundreds of pending wrongful death and injury lawsuits involving sudden, unintended acceleration by Toyota vehicles, a company spokesman said Thursday . . .

ABOUT LAPIN LAW OFFICES

Lapin Law Offices represents injured, abused and disabled clients throughout Nebraska. You can learn more about your rights by calling us anytime (24/7) at 402-421-8033 or submitting your case online (Contact Us). We offer a free initial consultation and do not collect a fee unless we get money for you.

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Keywords: The Hobbit, manti teo, safety recalls, social media, cfpb, mortgages, toyota, wrongful death
Hashtags: #lawyer #thehobbit #mantiteo #socialmedia #nntsa #safetyrecalls #cfpb, #mortgages #911 #toyota

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